Business Calculator
Ready Set Grow Business Calculator
The small business calculator that lets you enter set-up costs and running costs to establish a comprehensive business financial summary.
FAQ
The business loans repayments calculator estimates how much you can borrow and how much you can afford to repay. How much you can borrow for a business loan is based on your business cash flow, assets and financial details. The loan terms, interest rate, loan amount, fees and charges will determine the total cost of the loan. Please ensure your business finance details are as accurate as possible to ensure that the business loan calculator can give an accurate estimate of your monthly repayments and the loan amounts you may be able to borrow. Small businesses looking for business finance need to understand the terms and conditions of the credit contract. Do not accept advice or credit from a person, business or lender without a credit license.
Please ensure you understand the term of your loan. The term of the loan is the time it will take to repay the loan. This is usually fixed for a loan and open ended for a line of credit product. Many business loans have terms of three, five or seven years. If you repay early, there may be additional early repayment fees. If you are late with repayments, you will be liable for penalties and late charges. A long er term loan may have a lower rate but the total interest bill will be larger because of the longer term of the loan.
Business loan terms and interest rates can vary according to the size of the deposit you are able to provide. If your business finance is for growing your small business with resources or equipment, then the greater deposit you can provide, the better deal you are likely to get from a lender. Collateral or security can also assist you in getting a loan approved and getting a great deal on business loan rates.
Other Calculators
Stamp Duty Calculator : Calculate what your upfront or transfer costs are when buying property by using our Stamp Duty Calculator
Borrowing Power Calculator : Calculate the maximum loan amount you can borrow based on your income and expenses by using our How much can I borrow calculator
Home Loan Comparison Calculator : Calculate your home loan repayment options based on fixed vs variable home loan rates by using our Home Loan Comparison Calculator
Mortgage Extra Repayment Calculator : Calculate how quickly extra repayments can help pay off your home loan by using our Mortgage Extra Repayment Calculator
Lump Sum Repayment Calculator : Calculate how much lump sum payments on your mortgage can help you save by using our Lump Sum Repayment Calculator
Refinance Calculator : Calculate how much switching your home loan can help you save by using our Refinance Calculator
Split Loan Calculator : Calculate the benefits of having a split loan and experiment different split loan scenarios by using our Split Loan Calculator
Principal and Interest Calculator : Calculate the benefits of making principal payments off your mortgage by using our Principal and Interest Calculator
Where Can I Borrow Calculator : Calculate your affordability based on the property location by using our Where Can I Borrow Calculator
Savings Calculator : Calculate how much interest your savings account can help you earn by using our Savings Calculator
Budget Planner : Calculate your income and expenditure targets to help you reach your savings goals by using our Budget Planner
Term Deposit Calculator : Calculate how much interest your term deposit can help you earn by using our Term Deposit Calculator
Income Tax Calculator : Calculate how much income tax you would potentially pay based on your current income and how it compares to the previous year by using our Income Tax Calculator
Credit Card Calculator : Calculate how long it will take to pay off your credit card by using our Credit Card Calculator
Personal Loan Repayment Calculator : Calculate how much your repayments would be based on the personal loan amount you’re looking to borrow by using our Personal Loan Repayment Calculator
Business Financial Summary Calculator : Calculate your business’s financial summary based on setup and running business costs by using our Business Financial Summary Calculator
Margin Lending Calculator : Calculate geared vs ungeared portfolio costs and returns by using our Margin Lending Calculator