Buying a new home or investment property is an exciting time, and there are many important things to consider. Finding the right home loan is [...]

Most of us have a transaction account that we use on a regular basis, but did you know that setting up a linked savings account [...]

Whether you’re planning your dream wedding, hoping for a holiday or buying a car, there are plenty of life situations where you may need access [...]

Whether you’re saving for a holiday, a house or a more comfortable future, a term deposit can offer an attractive mix of higher returns and [...]

Whether you're making everyday purchases, buying a big-ticket item or want to consolidate debt, a credit card can be a convenient tool for managing your [...]

In a financial market battered by uncertainty, a term deposit may help grow your money with virtually no risk. Here's a closer look at what [...]

If there’s one thing we can expect in life, it’s the unexpected. When that involves medical bills, house or car repairs, or redundancy, where would [...]

With the average life expectancy increasing and the cost of living rising, some Australians may be worried their retirement savings won’t last.   The first [...]

Climbing the corporate ladder is hard work, and you’ll naturally want to take some time out occasionally. Travelling is a great way to rest, recharge [...]

A credit card can be a handy financial tool for managing your household budget and supporting your desired lifestyle. But with so many different credit [...]

When it’s time to retire, you want to be able to relax and enjoy the life you’ve worked so hard to build. You don’t want [...]

The Reserve Bank of Australia board has met for March 2017 and decided to leave official interest rates at the historically low level of 1.5 [...]

The original First Home Owner Grant was an Australian government initiative to help offset property price rises caused by the introduction of the Goods and [...]

Transaction banking accounts are not all the same. All accounts offer Eftpos debit card transactions, but some go further and offer many more ways to [...]

Do you just want a cheap home loan? Without any fancy features, options, add-ons or ‘package deals?’ If you aren’t interested in a packaged up [...]

The rate of card fraud is booming. $469 million worth of fraudulent card transactions were recorded in Australia in 2015 according to the Australian Payments [...]

An overdraft is a kind of personal loan linked to your bank account. An overdraft works a lot like a credit card. It is a [...]

If you pay off your credit card every month, your card is basically free right? Not necessarily. You may have chosen a credit card that [...]

For people looking to grow their savings, term deposits make the job simple. Put your money away for a set period, usually between 30 days [...]

This week, one home buyer saved $3,000 after comparing loans and calling their lender for a better deal. In a process that took a few [...]

Which credit cards will help you earn frequent flyer points and get free flights quickly? Some credit cards with rewards programs will give you a [...]

One big bank is making big cuts to credit card purchase interest rates. Which is surprising because, unlike mortgage and savings rates, credit card interest [...]

The Prime Minister Malcolm Turnbull says parents should assist their adult children to break into expensive property markets. Without assistance, young Australians struggle to achieve [...]

Right now, savings accounts offer interest rates that vary between 0.00 per cent and about 3.05 per cent. If you can get a good rate [...]

The personal loan market is being shaken up by new, cheaper marketplace lenders and by expensive small payday loan providers. The banks and credit unions [...]

Property investors now make up almost half of the new mortgage market in Australia. Two years ago, government regulators put a speed limit on sales [...]

Last week, the Reserve Bank of Australia decided to leave official interest rates on hold at 1.5 per cent. That may have disappointed some savers, [...]

Every Australian needs a basic everyday transaction banking account. But there is no need to settle for the account offered by the bank you have [...]

The number of Australian households who are refinancing their home loans to a new lender and a better deal is growing. “There was a lot [...]

Interest only home loans are becoming more popular than ever before with owner-occupiers. Demand for interest-only home loans is now booming. The Reserve Bank of [...]

An Australian credit union has launched a home loan that makes contributions toward school fees or a scholarship fund. Gateway Credit Union says 28 per [...]

The popularity of mortgage offset accounts has soared in recent years. The Reserve Bank says money held in offset accounts is growing by about 30 [...]

Are you worried about what the election of Donald Trump as president of the United States of America might mean for you personally? Are you [...]

Personal loan applications are booming and the reason is surprising. New loans, new lenders and new ways of borrowing are driving new demand for an [...]

A personal loan is a simple well understood product that is basically the same, no matter which lender you go to, right? Well no that’s [...]

Standard variable and fixed rate home loan rates are now at historic record low levels. Australians have never paid less in interest to buy their [...]

Growing numbers of Aussies are cutting up their credit card and choosing a good debit card linked to a great everyday transaction banking account. Now, [...]

Stamp duty, is usually not something people give too much thought to, until they go to buy a home. For most people, they’ll be affected [...]

Three big banks and several smaller lenders have raised home loan interest rates over the summer break. Meanwhile, one bank has cut some of its [...]

Everyone knows that credit card interest rates are always high right? And the best thing to do with a credit card debt is try to [...]

In good news for savers, term deposit rates are tipped to rise in 2017. New bank funding rules coming into force this year favour stable [...]

Westpac is giving $200 in a savings account to any Australian baby born in 2017 to celebrate the bank’s 200th anniversary. What is the $200 [...]

Almost half of all Aussies will fail to repay their Christmas credit card spending within their interest-free period. News Limited reported this week that four [...]

Borrowing to invest in property is booming. More than 35 per cent of all home loans in Australia are now held by investors. And it’s [...]

Credit card users need to know all about their interest-free periods if they want to avoid big interest bills on their card debt. Standard credit [...]

The lowest home loan rates in Australia are continuing to drop. Already home buyers are enjoying the cheapest home loan rates in Australian history and [...]

In 2017, peer-to-peer lenders are expected to significantly grow their share of the Australian personal loan market. Peer-to-peer lenders are now becoming an established part [...]

A new home home loan could save you thousands this year, and every year. Switching to a new lender and refinancing has become a lot [...]

In November and December 2016, some of Australia's biggest banks have reduced some of their term deposit rates. National Australia Bank has reduced interest rates [...]

  At Christmas time you might want to increase your credit card limit, or perhaps reduce it prevent overspending. Credit card balance limits start at [...]

Mortgage offset means offsetting your loan balance against your savings balance. A mortgage offset account is a daily transaction banking account or a savings account [...]

Banks, credit unions and other credit card issuers are making big changes to credit cards in response to new rules being introduced in 2017. From [...]

Many borrowers try to lock in low fixed rate home loans when they think interest rates will soon rise. But most borrowers get that timing [...]

Would you switch banks to get the mobile wallet and contactless payment option that suits you and your mobile phone handset? Well, increasingly Australians are [...]

If you hate paying fees to withdraw cash from an ATM not owned by your own bank, you need to switch to a banking group [...]

Australians are borrowing more and it’s making them richer. Aussie households are increasing their debt levels to invest and grow their wealth more than ever [...]

More lenders are raising interest rates despite the Reserve Bank deciding this week to leave the official cash rate unchanged for December 2016 and January [...]

Term deposits are a favourite, tried and trusted investment for savers, investors and retirees. People saving for a goal often transfer lumps of cash from [...]

For the first time in many months, there were more fixed home loan rate rises in November 2016 than rate cuts. More lenders are jacking [...]

Are you buying an older, cheaper vehicle and need a loan to help you get across the line and hand over the cash? Not all [...]

Home loan borrowers are turning on their lenders and sending big bank customer satisfaction ratings down.   Roy Morgan Research reports that the average satisfaction [...]

Are you unhappy with your bank but the idea of switching your everyday transaction bank account seems a bit too difficult? Everybody has direct debits [...]

Almost half a billion dollars worth of card (and cheque) transactions made in Australia last year were fraudulent according to new official data released by [...]

One bank raised variable home loan interest rates yesterday and more are expected to follow. Just a few weeks ago futures markets were pricing in [...]

Do you need to extract yourself from a relationship? Are you ending a marriage or de-facto relationship that has gone really bad? It’s not an [...]

Credit card purchase rates average over 17 per cent, with many cards charging more than 20 per cent after the interest-free period ends. Right now, [...]

A term deposit and a savings account go into a bar. Yada yada yada, the notice saver account is born. Bad jokes aside, there is [...]

When comparing and applying for loans – whether it's a home loan, a personal loan or even a credit card – you might come across [...]

Home loan interest rates in Australia are expected to rise following Donald Trump’s victory last week in the US presidential election. Fixed rate home loan [...]

Would you switch banks to enable Apple Pay on your iPhone? Apple Pay is the new way to shop and pay for goods and services [...]

Plenty of credit cards promote their Qantas Frequent Flyer, Velocity or other points-based rewards schemes. However, credit card rewards schemes have changed significantly over the [...]

A new round of interest rate cuts is igniting the property investor mortgage market. The latest official Australian Bureau of Statistics housing finance data shows [...]

Credit card users are paying up to 23.49 per cent in interest on their purchases and up to $700 in annual fees. Credit card debt [...]

Share markets around the world, and in Australia, have endured significant sell-offs as the US election is decided today, 9 November. The ASX 200 index of [...]

Home buyers face extreme hurdles entering the Australian property market because of high house and apartment prices in our capital cities. A twenty per cent [...]

Demand for term deposits is surging in 2016, the Reserve Bank of Australia has reported. Every three months, the RBA reports on its policy settings, [...]

Whether you’re putting money aside for a rainy day, a holiday or a house, the right savings account could make all the difference. There are [...]

The Reserve Bank of Australia cut rates twice in 2016, to take the cash rate down to 1.5 per cent, from 2.0 per cent in [...]

Are you happy with your savings account? In a low interest rate economy, savers need to take control and find a savings account that suits [...]

Commissions and incentives, including holidays, cruises and trips to the Playboy mansion, paid by lenders and mortgage aggregators to mortgage brokers are under investigation by [...]

There are dozens of home loan providers offering a wide range of products, all with different interest rates, features and fees. The sheer depth of [...]

If you want to save money and earn interest, savings accounts and term deposits are both worth looking into. We’ve examined the differences and similarities between [...]

Whether you’re looking for an income now, growth for the future, or a combination of both, you need to select the shares that are going [...]

Taking out a margin loan could be an effective way to grow your investment portfolio. But borrowing to invest is a high-risk strategy that’s designed [...]

Lack of access to funds can be a major problem for investors, and many turn to margin loans to increase their investment capacity. While these [...]

Term deposits offer a guaranteed return, making them particularly popular among more cautious investors or as a low-risk component of a diversified investment portfolio. However, [...]

Offering higher interest rates than transaction accounts, and with some throwing in bonuses for making regular deposits, savings accounts are designed to help you grow [...]

A personal loan can be a great option for financing a big purchase, whether it’s a car, a new kitchen, or a much-needed holiday. But with [...]

Comparing credit cards is easier when you fully understand the different terms and features on offer. At first it might seem like providers are speaking [...]

Investing in the right term deposit could be a secure way to build your savings. However, all term deposits require you to lock your money [...]

Putting your money into a term deposit means locking it away for a pre-determined period at a fixed rate of interest. That way, you’re guaranteed [...]

With a little preparation, applying for a personal loan could be a quick and easy way to access funds. The interest rates for this type [...]

There’s a lot to consider when comparing home loans. Should you choose a fixed interest loan or opt for a variable rate? Do you qualify [...]

Owning your own home is the great Australian dream, but signing up for a home loan is a long-term financial commitment. That’s why it’s so [...]

Credit cards are a convenient way to pay bills and shop online. But when it comes to applying for a credit card, it can be [...]

Surprising new data reveals that fewer Australians are choosing to open joint bank accounts, savings accounts and credit cards with their loved ones. Traditionally a [...]

When it comes to personal loans, there’s no one-size-fits-all option. Different loans will suit different situations, and the right loan for you will vary according [...]

Do you know what banks and other lenders look for in a personal loan application? Personal loans are often the first loan that a persona [...]

Mortgage refinancing is switching your home loan to another lender. You do this by applying for and taking out a new loan on the same [...]

For credit cardholders with more than one credit card debt, making the monthly repayments can be difficult. Right now, Aussies collectively owe $51.3 billion on [...]