Applying for a loan and then waiting for the funding used to take a week or more. Now, however, lots of lenders can get your [...]

Your credit score is the rating that lenders, banks and any other institutions that may have to lend you money or enter into a contract [...]

There are times in life when you need to spend money on something important but you simply don’t have the cash in hand. This is [...]

Your personal loan is a means to an end. Your way of achieving your dream – of a new (or used) car, a holiday, paying [...]

When you’re looking for a personal loan, you’ll see that you can take out either an unsecured or an unsecured one. It’s important to understand [...]

OK you are looking for a personal loan because you need money sooner rather than later. Whatever your pressing need is, you don’t want to [...]

When you need a car, whether it’s your first vehicle or an upgrade to a bigger and better model, you have the choice of: 1) [...]

For students, having a car can make life easier and can broaden your opportunities. You can drive to a job, for example, or visit your [...]

Most of us aim for a good–to–excellent credit score so that we can access loans and credit cards easier, as well as cheaper utility bills [...]

The days of the “how much can I borrow” personal loan are well and truly over; these days you need to prove you’re a safe [...]

If you have the chance to pay down a loan faster, or if you can clear the balance completely, your initial reaction may be to [...]

When you’re searching for a car loan, the four factors that will decide how much you can get and how much you can repay are: [...]

Thinking about a personal loan but don’t know much about the process or how to go about it? Then read on, because here is pretty [...]

You might think that all forms of credit are the same—personal loan, overdraft or a credit card—but they’re not. They all “behave” in different ways [...]

It’s probably just a strange quirk of human nature, but many people would prefer to use a credit card for large expenses than take out [...]

When you’re looking for a new car, you should always think about whether you need finance to buy it and what sort of finance you [...]

Most Aussies have no idea about their credit score! Almost two-thirds of Aussies haven’t asked for a credit report, and one in 10 are reportedly [...]

If you need your first car, an upgrade to accommodate a growing family, or if you just fancy a flashy new set of wheels, then [...]

In Australia, it’s a legal requirement for car owners to have compulsory third–party (CTP) insurance so that if you injure someone else, you’re covered for [...]

If you have several debts, maybe spread between loans and credit cards, and you’re struggling to stay organised and on top of your payments each [...]

If you’re looking for car loans then you might prefer to find loans with lower interest rates than usual. It’s obvious why, as your monthly [...]

Falling behind with bills or instalments can be really stressful. But whether it’s through a loss of your job, a relationship breakdown or out-of-control credit [...]

Falling behind with bills or instalments can be really stressful. But whether it’s through a loss of your job, a relationship breakdown or out-of-control credit [...]

Looking for a new car involves lots of decisions and research and primary among these decisions is the type of loan you should get and [...]

Most people are concerned about their credit rating because having a good score can boost your chances of being approved for mortgages, credit cards and [...]

A car loan is a big commitment, but it’s a commitment that lots of Australians have to make in order to get to work and [...]

It’s always exciting when you’re planning to buy a new car. There’s the hours you spend scouting all the websites, forecourts and the for sale [...]

There’s no magic formula or trick to getting your personal loan application approved but there are some practical measures you can take to increase the [...]

Use these simple easy hacks on your personal loan to save yourself heaps of cold hard cash. These hacks don’t involve anything shady, you’re not [...]

Should I get a personal loan or a credit card? Choosing between a personal loan and a credit card means deciding what you need it [...]

More borrowers are apparently getting into trouble repaying their car loan according to data released by Fitch Ratings' latest Dinkum ABS Index. More than 0.5 [...]

A personal loan has a set term and fixed repayment schedule. A personal loan usually has a lower rate than many credit cards. These reasons [...]

Some expensive payday lenders and small personal loan providers are targeting borrowers needing money to pay for cosmetic and plastic surgery. people wanting to enhance [...]

12.8 per cent of the used cars offered for sale in Australia in 2015 had money still owing on them according to CarHistory. That exposes [...]

Here’s how the process of getting a car loan works. Step One: You may like to check your credit file or make sure you have [...]