Home Loan Comparison Calculator

How can I find the best home loan?

The InfoChoice Home Loan Comparison Calculator helps you compare apples with apples and find the right loan for your needs and budget.

With our calculator, you can compare different types of home loans, including fixed, variable and introductory rate offers, in order to determine which is cheapest in overall costs and interest charges.

It only takes a few moments to compare products and see how the yearly savings can add up.

Frequently Asked Questions

Is it worth refinancing home loan?

It is worth refinancing a home loan if the new loan charges significantly less in rates and fees than the existing mortgage. Exit and application fees must also be taken into account.

How much can I save by refinancing?

The amount of money you can save by refinancing depends on the interest rate and fees of the new and the old home loan. If the new loan has a significantly lower interest rate than the existing home loan, you can potentially save many thousands of dollars over the life of the loan, depending on your personal circumstances.

How much does it cost to refinance a home loan?

Refinancing costs include exit fees charged by your existing lender plus upfron application fees and charges associated with setting up a new loan.

Other Calculators

Home Loans

Mortgage Calculator : Calculate what your mortgage repayments will be and how they would fit into your budget by using our Mortgage Calculator

Stamp Duty Calculator : Calculate what your upfront or transfer costs are when buying property by using our Stamp Duty Calculator

Borrowing Power Calculator : Calculate the maximum loan amount you can borrow based on your income and expenses by using our How much can I borrow calculator

Home Loan Comparison Calculator : Calculate your home loan repayment options based on fixed vs variable home loan rates by using our Home Loan Comparison Calculator

Mortgage Extra Repayment Calculator : Calculate how quickly extra repayments can help pay off your home loan by using our Mortgage Extra Repayment Calculator

Lump Sum Repayment Calculator : Calculate how much lump sum payments on your mortgage can help you save by using our Lump Sum Repayment Calculator

Refinance Calculator : Calculate how much switching your home loan can help you save by using our Refinance Calculator

Split Loan Calculator : Calculate the benefits of having a split loan and experiment different split loan scenarios by using our Split Loan Calculator

Principal and Interest Calculator : Calculate the benefits of making principal payments off your mortgage by using our Principal and Interest Calculator

How Much Can I Borrow Calculator : Calculate your affordability based on the property location by using our How Much Can I Borrow Calculator

Savings & Term Deposits

Savings Calculator : Calculate how much interest your savings account can help you earn by using our Savings Calculator

Budget Planner : Calculate your income and expenditure targets to help you reach your savings goals by using our Budget Planner

Term Deposit Calculator : Calculate how much interest your term deposit can help you earn by using our Term Deposit Calculator

Income Tax Calculator : Calculate how much income tax you would potentially pay based on your current income and how it compares to the previous year by using our Income Tax Calculator

Credit Cards & Personal Loans

Credit Card Calculator : Calculate how long it will take to pay off your credit card by using our Credit Card Calculator

Personal Loan Repayment Calculator : Calculate how much your repayments would be based on the personal loan amount you’re looking to borrow by using our Personal Loan Repayment Calculator