Refinance Home Loan Calculator

Should I refinance my Home Loan?

Find out how much you could potentially save by refinancing your loan.

This calculator gives you a breakdown of your repayments, potential savings and interest mapped out across a chosen set amount of years.

FAQ

Is it worth it to refinance?

Is refinancing to a new mortgage worth the cost is fees, charges and time taken to organise a switch to a new loan and lender? You can compare two loans and see the costs, rates and repayments side-by-side.

How much can I refinance?

How much can you borrow if you refinance to a new mortgage? How much can you refinance if you find a cheaper home loan?

When should you refinance your home loan?

When should a borrower consider refinancing to a new mortgage? When is refinancing worth it? How do I know if it is a good time to refinance? Using the refinance calculator could help you work out the benefits and costs of refinancing.

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Home Loans

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Stamp Duty Calculator : Calculate what your upfront or transfer costs are when buying property by using our Stamp Duty Calculator

Borrowing Power Calculator : Calculate the maximum loan amount you can borrow based on your income and expenses by using our How much can I borrow calculator

Home Loan Comparison Calculator : Calculate your home loan repayment options based on fixed vs variable home loan rates by using our Home Loan Comparison Calculator

Mortgage Extra Repayment Calculator : Calculate how quickly extra repayments can help pay off your home loan by using our Mortgage Extra Repayment Calculator

Lump Sum Repayment Calculator : Calculate how much lump sum payments on your mortgage can help you save by using our Lump Sum Repayment Calculator

Refinance Calculator : Calculate how much switching your home loan can help you save by using our Refinance Calculator

Split Loan Calculator : Calculate the benefits of having a split loan and experiment different split loan scenarios by using our Split Loan Calculator

Principal and Interest Calculator : Calculate the benefits of making principal payments off your mortgage by using our Principal and Interest Calculator

How Much Can I Borrow Calculator : Calculate your affordability based on the property location by using our How Much Can I Borrow Calculator

Savings & Term Deposits

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Term Deposit Calculator : Calculate how much interest your term deposit can help you earn by using our Term Deposit Calculator

Income Tax Calculator : Calculate how much income tax you would potentially pay based on your current income and how it compares to the previous year by using our Income Tax Calculator

Credit Cards & Personal Loans

Credit Card Calculator : Calculate how long it will take to pay off your credit card by using our Credit Card Calculator

Personal Loan Repayment Calculator : Calculate how much your repayments would be based on the personal loan amount you’re looking to borrow by using our Personal Loan Repayment Calculator